As many other professional have stated it is best to pay off any debts, however have a few credit cards that does have a small balance.

Honestly, this was me; So I am going to explain what I was able to do to force myself to “put away” money before any bills or expenses are paid AUTOMATICALLY transfer funds to a savings account. I use my banking mobile app that shows all of my accounts and I have started small with a just a few dollars until I began depositing more money. The key is to develop the habit.

In a simple approch this should be based on the money you have comming in to your household vs the money you have going out. Furthermore, if there are any special wishes you would like for someone one upon your death.

In a simple way to answer the question term insurance is cheaper because it only pays if you die within a certain time period; while it builds No cash Value and cannot be borrowed against.

Exactly, that has been stated already. An indepenedent insurance Agent can help with the best benefit program, and all the paperwork.

Exactly, as Thomas has stated.

Exactly, as Thomas has stated.

There are dozens of websites to verify a professional license’s and certifications. I would start with the State Department of Insurance, FINRA, CFP, or to make it easy simply ask your advisor to show you a copy of his/her certifications and licenses.

All responses are great, lets face it we have to allow the professionals to do what they do best. Know one knows TAX or Accounting Laws and Issues better than a CPA.

As what the previous professional has stated. However, if you are like most people the time frame is usually Jan- March being that April is the deadline.

If you have a spouse, than that is an indication that you need life insurance. Some insurance plans have the ability to add both husband and wife under one policy

Ask yourself, if something happen to her would you be able to spend 10-15,000 for funeral costs? I have found that the answer is no, so there is a need for your wife to have her own policy.

Contact an independent insurance agency to obtain the best prices, companies, and products that are available.

Dante – dthompson@the-benefit-center.net

YES!!!!! GET IT WHILE YOU ARE IN GOOD HEALTH

feel free to look at my website or contact me

Dante

Speak with a local licensed agent in your area

Means the insurance company will pay the claim when the insured has paid the deductiable