Debt and Credit

For this reason or another, at the end of the month, I always seem to have spent my entire paycheck. What are some tips to help me get better at putting money away?

Should I be charged a fee to get a credit report? It seems like some of the online services cost money, but I thought people could get credit reports for free? How or where should I go to get a free credit report?

My credit is good, but my fiance’s credit has some issuess, such as not paying bills on time and bounced checks. When we get married, how will that impact my credit score?