Newlywed

For this reason or another, at the end of the month, I always seem to have spent my entire paycheck. What are some tips to help me get better at putting money away?

Term life insurance quotes seem much cheaper then whole life, why is that? What makes it less expensive?

I am planning to travel in Asia for about two months and will have some valuables with me, what type of insurance do I need and how much does it typically cost?

Is there specific insurance for renters? Does that cover valuables like jewlery, TV and stereo? What are my options and how much does it typically cost?

I am 46 and I am the sole income earner in our family. I currently have life insurance, but someone recently told me that I should consider getting disability insurance as well. Do most people have disability insurance, is it common? What factors should I consider to decide if I need it or not? do not get disability insurance from my employer.

I don’t have any life insurance yet and my wife asked me about this the other day, when do I need it? Are there certain circumstances (such as health or age) that make it more important to get life insurance?

I want to start saving more money, but I am really concerned about losing money and I don’t want to take too much risk. Where kinds of investments should I consider?

We recently got married and still have seperate accounts. It is also hard to keep track of expenses. I am not a control freak, but I would like to get a better sense for our spending and also start saving. There are a lot of changes as a newlywed and your financial advice is appreciated!