Retirement Planning

Is there specific paperwork I need to fill out? And how do I decide between all of the firms: Schwab, Vanguard, Fidelity, Chase Investment, or should I just go with an individual? Help!

We recently got married and still have seperate accounts. It is also hard to keep track of expenses. I am not a control freak, but I would like to get a better sense for our spending and also start saving. There are a lot of changes as a newlywed and your financial advice is appreciated!

I have heard bits and pieces of what I should be doing to make sure my financial life is in good shape, such as start an emergency fund, make sure I have a will, or start a budget. Does anyone have a recommended financial checklist with all the most important things I should consider in my financial life? I want to make sure I understand what is most important, maybe limited to the top 10 or 15 things I should think about for my money? Thank you very much.

I am 54, married and have one grown child. I have several different retirement accounts (401k, brokerage accts, etc.), but don’t feel extremely prepared for retirement. My advisor is recommending an annuity, but I’m not convinced. Can someone recommend the right questions I should be asking to determine if this is truly a product I should be purchasing?